Ronald Reardon received his B.S. in finance from The College of New Jersey in 1986 and his MBA in finance from the University of Rochester (Simon Business School) in 1990. He has worked in industry his entire career, primarily in the fields of mortgage banking and institutional money management. His roles have included trader, head of interest rate risk, portfolio manager, head of rates investing, and senior management team leader. His practical expertise is primarily in interest rate risk, interest rate derivatives, capital markets, and mortgage-backed and fixed income securities.