Loan Repayment

Loan Repayment

Loan repayment begins six months after the end of the last semester a student is enrolled half-time, even if the student has not yet graduated.

To make the most of your six-month grace period:

  • Create an account at Federal Loan Servicing.
  • Review your loan documents.
  • Use a loan replacement calculator (such as the one at FinAid or the one at Federal Loan Servicing) to estimate your total cost with interest and fees, and your monthly repayment amount.
  • Review repayment timelines.
  • Watch for information from your lender via U.S. mail near the end of your grace period.

For more suggestions and information, visit Federal Loan Servicing.